Effective Date: November 3, 2025

INTRODUCTION

These Terms and Conditions ("Terms") governs the privacy practices pertaining to the users ("you," "your," "customer," "user") of the LatoAI Website ("Website"). This Website is operated by

LATO AI, LLC. Referred to herein as "Company," "we," "us," or "our," LATO AI, LLC acts as the Data Controller and bears responsibility for the processing of your Personal Data.

By accessing or using our Website, Products, and/or Services, you agree to be bound by these Terms and all policies referenced herein. If you do not agree with any part of these Terms, you must not use our Website, Products, or Services.

2. Acceptance of Terms

By creating an account, making a purchase, or otherwise using our Website, Products, and/or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you are using the Website, Products, and/or Services on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms.

3. Definitions

• Company, We, Us, Our: Refers to LATO AI, LLC.

• Website: Refers to the LatoAI Website.

• Product(s): Refers to the products offered by LatoAI.

• Service(s): Refers to the services offered by LatoAI.

• User, You, Your, Customer: Refers to any individual or entity accessing or using our Website, Products, and/or Services.

• Personal Data: Any information which relates to an identified or identifiable natural person, as defined by GDPR.

• GDPR: General Data Protection Regulation (EU) 2016/679.

4. User Accounts

To access certain features of our Website, Products, and/or Services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

5. Prohibited Uses

You agree not to use the Website, Products, or Services for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website. Prohibited activities include, but are not limited to:

• Engaging in any activity that violates any applicable local, national, or international law or regulation.

• Transmitting any material that is defamatory, offensive, or otherwise objectionable.

• Attempting to gain unauthorized access to any portion of the Website, other accounts, computer systems, or networks connected to the Website, whether through hacking, password mining, or any other means.

• Interfering with or disrupting the integrity or performance of the Website, Products, or Services.

• Using the Website, Products, or Services to transmit unsolicited advertising or promotional materials.

6. Intellectual Property

All content on the Website, including text, graphics, logos, images, and software, is the property of LATO AI, LLC or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Website without our prior written consent.

7. Disclaimers

The Website, Products, and Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. We do not warrant that the Website, Products, or Services will be uninterrupted, error-free, or free of viruses or other harmful components. We make no warranties regarding the accuracy, completeness, reliability, or timeliness of any content on the Website.

8. Limitation of Liability

In no event shall LATO AI, LLC, its affiliates, or their respective directors, officers, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising out of or in connection with your access to or use of, or inability to access or use, the Website, Products, or Services, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.

9. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or your use of the Website, Products, or Services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Changes to Terms

We reserve the right to modify or revise these Terms at any time, in our sole discretion. We will notify you of any changes by posting the new Terms on this page and updating the "Effective Date" at the top. Your continued use of the Website, Products, and/or Services after any such changes constitutes your acceptance of the new Terms. We advise you to review these Terms periodically for any changes.

11. Contact Information

If you have any questions about these Terms, please contact us at:

• Email: support@latoai.com

12. Reference to Other Policies

These Terms should be read in conjunction with our:

• Privacy Policy: Which explains how we collect, use, and disclose your Personal Data. You can find our Privacy Policy here.